What is CVOR compliance?

CVOR compliance is the ongoing maintenance of a Commercial Vehicle Operator’s Registration safety rating below specific violation thresholds. Insurance providers require a valid CVOR for trucks over 4,500 kg. Maintaining an overall violation rate under 35% prevents facility insurance placement and keeps premiums competitive.

CVOR Insurance Impact

• Rate Differences: Carriers with "Satisfactory" ratings qualify for standard premiums, whereas "Conditional" ratings can push rates over $20,000/year via the high-risk Facility Association.
• Audit Triggers: Exceeding 35% of your overall violation threshold triggers Ministry interventions and potential insurance surcharges of 20-50%.
• Documentation: Insurers mandate a Level 2 CVOR abstract dated within 30 days to bind coverage, specifically analyzing conviction counts and collision frequency.

Review your Level 2 abstract quarterly to catch reporting errors early. Contact a specialized broker immediately if your violation rate exceeds 30% to strategize against coverage cancellation.