Who is the best truck insurance?

The best trucking insurance providers in Ontario include Intact, Northbridge, Zurich, and Echelon. While Intact is often preferred for fleets, new owner-operators may find better acceptance with Echelon. Annual premiums average $10,000-$18,000, heavily influenced by your CVOR rating and commercial driving experience.

Top Ontario Carrier Considerations

• Northbridge and Intact offer the most competitive rates for established fleets utilizing safety telematics.
• Echelon serves high-risk drivers or new ventures where premiums often exceed $20,000/year due to lack of history.
• Best rates require a clean abstract, valid CVOR, and minimum 3 years of commercial driving experience.

Work with a specialized commercial broker to access these specific markets, as direct quoting is rarely available for commercial trucking policies.