Editorial Standards
Every article on Ontario Trucking Insurance is written by licensed insurance professionals with real-world experience in commercial trucking. Here's how we ensure accuracy and trustworthiness.
Our Mission
Ontario Trucking Insurance provides educational content to help Canadian trucking professionals make informed insurance decisions. We explain complex coverage concepts in plain language, backed by the expertise of RIBO-licensed insurance brokers who specialize in commercial trucking.
Editorial Independence
Ontario Trucking Insurance is an educational resource, not an insurance agency. We connect trucking professionals with licensed brokerages in our network, and we may earn referral fees when visitors request quotes through our partner brokers.
However, these relationships never influence our content. Our coverage guides, cost estimates, and recommendations are based solely on what's best for trucking professionals—not on which brokerages pay us the most. We maintain strict separation between our editorial team and business partnerships.
What We Don't Do:
- Rank brokerages based on referral fees
- Recommend coverage based on commission rates
- Accept payment for favorable reviews
- Allow advertisers to influence content
Our Content Creation Process
Every piece of content on Ontario Trucking Insurance goes through a rigorous four-stage process before publication:
Research & Drafting
Content is drafted by licensed insurance professionals using primary sources: FSRA regulations, MTO requirements, carrier underwriting guidelines, and real-world claims data from our network of partner brokerages.
Technical Review
Each article is reviewed by a second licensed broker who verifies coverage details, confirms regulatory accuracy, and ensures pricing estimates reflect current market conditions.
Editorial Review
Our Editor-in-Chief reviews for clarity, accuracy, and accessibility. We ensure complex insurance concepts are explained in plain language that trucking professionals can understand and act upon.
Ongoing Updates
Content is reviewed quarterly or when regulations change. Each article displays its last update date, and we promptly correct any errors brought to our attention.
Content Standards
All content published on Ontario Trucking Insurance adheres to these principles:
Primary Source Verification
We verify facts against official sources: FSRA, MTO, Transport Canada, FMCSA, and carrier documentation.
Plain Language
Insurance jargon is explained in accessible terms. We write for truckers, not lawyers.
Ontario Focus
Content is specific to Ontario regulations, carriers, and market conditions. We note when federal or US rules apply.
No Sales Pressure
We educate first. Content helps you understand your options before speaking with a broker.
Transparent Corrections
When we make errors, we correct them promptly and note the correction in the article.
Industry Classification Data
We reference official NAICS, WSIB, and ISO codes to ensure technical accuracy in coverage classifications.
Editorial Team
Our content is created and reviewed by RIBO-licensed insurance professionals with decades of combined experience in commercial trucking insurance.
Adam Mitchell
Editor-in-Chief
CEO, Mitch Insurance Brokers
IBAO Young Broker of the Year 2019
15+ years in insurance
Third-generation insurance broker and CEO of Mitch Insurance, a family-run brokerage since 1948. Adam has led the company to multiple industry recognitions including IBAO Brokerage of the Year and works with over 70 of Canada's top insurance companies.
Fred Morison
Senior Technical Reviewer
President & CEO, Morison Insurance Brokers
CPA
30+ years in insurance
Fred founded Morison Insurance in 1994, growing it from a single Hamilton office to Ontario's #1 Insurance Broker as named by IBAO. With roots dating back to 1895, the family business now serves over 80 professionals across multiple locations.
Author Qualifications
Every author on Ontario Trucking Insurance meets strict qualification requirements:
- RIBO Licensed: All authors hold active licenses with the Registered Insurance Brokers of Ontario
- Commercial Trucking Experience: Minimum 5 years working directly with trucking clients
- Continuing Education: Active participation in industry associations (IBAO, OTA, CTA)
- Verifiable Credentials: Professional designations (CIP, CRM, CAIB) verified through issuing organizations
Report an Error
Accuracy is our priority. If you find an error in our content—whether it's outdated information, incorrect regulations, or misleading pricing—please let us know immediately.
Contact Our Editorial Team:
Email: [email protected]
Please include the article URL, the specific error, and any supporting documentation. We investigate all reports and issue corrections within 48 hours when warranted.
Last Updated: December 2025
These editorial standards are reviewed annually and updated as needed.